Post: #1

Hey

I recently got a job and will finally start saving money for when I move out on my own. At my current pace, I will have enough money to leave within 4-6 months, depending on the new location.

I was wondering if any of you guys are currently dealing with this and/or what did you do your first time moving out? Are there any overlooked tips for saving money? How about any useful tools you brought along that helped you? Are there any websites you used as a source?

I currently have no one in my family helping me with this and no success thus far in reaching out to others both offline and online.

Any advice would be appreciated. Thanks.

Post: #2

Don't spend money unless you must. Make sure your health is good so you won't miss work. Try to procure essentials for free/cheap, like a vacuum cleaner.

Edit: make sure you keep good relations with your family so you can ask for help or advice when you do move out.

Post: #3

Make sure you have enough savings before moving out, especially having enough money to cancel the lease if you lose your job or don't need the apartment. You don't want to be stuck to a lease you can't afford.

Post: #4

Learn to cook 3 good meals.

Post: #5

The hard part about moving out is that you generally don't have any money so you're always in a bind.

Fix the money problems and everything else gets easier. Reduce expenses and increase revenue.

That's the only real tool or tip you need.

Post: #6

Make sure you make at least 1500 a month over rent or you'll be hating life.

Learn to cook beans, rice, chicken etc

Try to have an avenue for side work and additional income.

Why are you moving out?

Post: #7

(09-10-2017 02:01 AM)Kapanda Wrote:  Learn to cook 3 good meals.

Check. I definitely can cook

Post: #8

(09-10-2017 08:56 AM)Steelex Wrote:  The hard part about moving out is that you generally don't have any money so you're always in a bind.

Fix the money problems and everything else gets easier. Reduce expenses and increase revenue.

That's the only real tool or tip you need.

What are some expensive things people usually buy when they are on their own? Ordering food is definitely one from what I've read

Post: #9

(09-10-2017 09:05 AM)Sonoma Wrote:  Make sure you make at least 1500 a month over rent or you'll be hating life.

Learn to cook beans, rice, chicken etc

Try to have an avenue for side work and additional income.

Why are you moving out?

1. I'm way too old to be living with my parents.

2. My current goals conflict with where I am currently staying.

Post: #10

Budget yourself that you're saving 20% of your after tax salary. It seems aggressive, but can be done if you approach it like "I will go out 4 times a month instead of 5" or "I will eat out 4 times a month instead of 5."

I seriously wish I had done so.

Post: #11

(09-10-2017 10:20 AM)PuppetMaster Wrote:  

(09-10-2017 08:56 AM)Steelex Wrote:  The hard part about moving out is that you generally don't have any money so you're always in a bind.

Fix the money problems and everything else gets easier. Reduce expenses and increase revenue.

That's the only real tool or tip you need.

What are some expensive things people usually buy when they are on their own? Ordering food is definitely one from what I've read

Just everything. Food, furniture, bills, ect. I moved out at 17 and struggled.

How old are you?

Post: #12

I posted this a couple of years ago in another thread. Advice still applies.

Quote:PSA to the younger ones out there, I know it's been said many times but when you finally leave your parents' house for your first apartment, keep it light! I'm moving out of my first ever pad next week and I can't believe how much crap I brought with me when I arrived here 3 years ago. Most of it ended up being completely useless. Same for the furniture; so much bulky and heavy stuff.
Minimalist is definitely the way to go!

Post: #13

Eating out/ordering out can kill you, even if you don't spend any money on other things. It ends up being far more expensive than you think it is if you do it regularly.

Post: #14

Don't party too hard.

You will now be reliant on your job to survive versus just working + saving money at home, which is a totally different dynamic.

If you are like me, you are gonna find yourself hungover as fuck one day working your 5th 12 hour shift of the week in a 100 degree kitchen with tickets overflowing non stop and half the staff has called off or no showed, and you'll be slaving away and the owner of the place will walk in in the middle of service and start bitching about how some random thing wasn't cleaned properly or something, and every fucking customer will be asking something stupid about gluten, or sending food back because they didn't know it would be so spicy, and then the dishwashing machine will stop working and you'll be out of plates. And you'll want to say fuck this fucking place, throw your apron on the ground and walk the fuck out..... but then you remember you can't because you have rent due next week.

It may be stressful, and you may feel trapped in a job that you will grow to hate. And you may want to tell your boss you're going out for a smoke break one day, get in your car, and just drive away and never go back. But that would be rash, and rash decisions can fuck you over big time. On the other hand, there's only one way to truly learn that lesson

And at least you have your own place to bang sluts now which is pretty sweet

Post: #15

(09-10-2017 11:44 PM)WhatTheFuck Wrote:  Don't party too hard.

You will now be reliant on your job to survive versus just working + saving money at home, which is a totally different dynamic.

If you are like me, you are gonna find yourself hungover as fuck one day working your 5th 12 hour shift of the week in a 100 degree kitchen with tickets overflowing non stop and half the staff has called off or no showed, and you'll be slaving away and the owner of the place will walk in in the middle of service and start bitching about how some random thing wasn't cleaned properly or something, and every fucking customer will be asking something stupid about gluten, or sending food back because they didn't know it would be so spicy, and then the dishwashing machine will stop working and you'll be out of plates. And you'll want to say fuck this fucking place, throw your apron on the ground and walk the fuck out..... but then you remember you can't because you have rent due next week.

It may be stressful, and you may feel trapped in a job that you will grow to hate. And you may want to tell your boss you're going out for a smoke break one day, get in your car, and just drive away and never go back. But that would be rash, and rash decisions can fuck you over big time. On the other hand, there's only one way to truly learn that lesson

And at least you have your own place to bang sluts now which is pretty sweet

I was having a depressing moment about me hating my corporate job... but I guess this puts it into perspective lol.

Post: #16

Puppet, you stated your current goals and age conflict with living at home, but if it's going to take 4-6 months to save up enough money to move out, I'd really caution you on doing so. It sounds like you're financially not in a great spot, and that this move isn't going to increase your income.

If you move out I highly recommend just finding a room with friends or on Craigslist, instead of signing a new lease somewhere at an apartment where you're tied in for months. As well, if you're renting a room, usually you'll have access to a lot of annoying shit to buy that kind of adds up (walk through your parents house and write down everything you see. Cross out what you don't need, and you'll still have a ton of shit left)

Trashcan, trashbags, utensils, cups, plates, cleaning supplies, iron, ironing board, detergent, bathroom shit, etc.

I shared a house with friends and saved thousands by not having to get tied down on furniture and kitchen appliances. Also made moving out really simple and easy.

Post: #17

I would keep up relationships with people you've relied on in the past (family, older friends, role models, etc.). There are all sorts of small things you've never had to worry about that when you are finally living on your own will pop up. For example, the plumbing is fucked, the circuit has been blown, the car has an issue and I have to make an insurance claim, that kind of thing.

I don't know your family situation but compared to when I was a kid living at home, my relationship with my father has never been better. That's because I talk to him now about actual day-to-day being a man kind of things, which is a great father-son bond! Continue to use the social resources that you've had all your life - their advice is very valuable in this next step.

Post: #18

Have to be out of my mothers house by the end of the year. I make little under 1500 a month now.i plan to get a second job that can help with saving but havent found anything yet.seems with the long hours im working now i dont een have the time to go look for a place to live.itll be hard but im ready to embrace the suck.

On the other hand ive lived in my van before so i could do that and save up until i can rent something decent and have some cash stashed away incase shit happens.

Post: #19

I need some advice on this though the cultures may be different. I want to move out ever since I'm 14, now I'm 25. The reason being is my dad and mom are divorced and the whole atmosphere in my home is a passive-aggresive hell hole that's 1 hour and half commute from my job. We all still live in grandpa's house. Not even my dad has been able to move out. I can afford moving out but in this country I can save up to $300 a month which is pretty good for the average joe. My main problems in this place are:

1. The hood is far far away from my job, social circle, nice areas, party areas, pretty much everything that's worth in this city.
2. Mom and dad, have been fighting and I'm still living the divorce nightmare 10 years after and I'm really fed up with their sh*t.
3. It's dangerous.
4. It's ugly.
5. And the least important for me to leave is I have lost 3 notches this year because of these terrible logistics, since I don't even have intimacy in this place, and it is pretty fucking far for everything.

I finally have a nice steady job which is kind of bearable and is a good pay for Colombia. I wonder If I should leave and do something. What's your say on it?

Post: #20

(09-17-2017 04:43 PM)MasoMenos Wrote:  I would keep up relationships with people you've relied on in the past (family, older friends, role models, etc.). There are all sorts of small things you've never had to worry about that when you are finally living on your own will pop up. For example, the plumbing is fucked, the circuit has been blown, the car has an issue and I have to make an insurance claim, that kind of thing.

I don't know your family situation but compared to when I was a kid living at home, my relationship with my father has never been better. That's because I talk to him now about actual day-to-day being a man kind of things, which is a great father-son bond! Continue to use the social resources that you've had all your life - their advice is very valuable in this next step.

Thank you for the advice. I will try to use some of my acquaintances; other people I speak to online along with other sources. I don't have anyone in my family to rely on.

Post: #21

(09-17-2017 05:22 PM)ShotgunUppercuts Wrote:  Have to be out of my mothers house by the end of the year. I make little under 1500 a month now.i plan to get a second job that can help with saving but havent found anything yet.seems with the long hours im working now i dont een have the time to go look for a place to live.itll be hard but im ready to embrace the suck.

On the other hand ive lived in my van before so i could do that and save up until i can rent something decent and have some cash stashed away incase shit happens.

Are you paying bills?

I don't make anywhere near that amount because overtime is not paid for and I only work part time. I'm looking for a side job as well now.

Post: #22

I was paying my car insurance but my parents took over that since they want me to save

Post: #23

Money and food are covered well here.

How good are your logistics depending on your proximity to a city center?
When I lived right in the city center I only brought a luggage mostly full of existing clothes and personal important documents as I simply bought what I needed later.
When I used to live in a smaller city or rather large town with shit public transport I had to borrow my mother's car until I bought my own.

(09-09-2017 11:52 PM)Laska Wrote:  Don't spend money unless you must. Make sure your health is good so you won't miss work. Try to procure essentials for free/cheap, like a vacuum cleaner.

Edit: make sure you keep good relations with your family so you can ask for help or advice when you do move out.

That's why I have over the counter medication on hand for anything that won't necessarily need a GP like aspirin ready in my room.
You'll be thankful later.